How is this different from a chatbot?

Chatbots follow scripts. Perspective conducts adaptive conversations that understand financial context, ask the follow-ups a great LO would ask, and produce structured borrower data your LOS can act on. Think concierge, not chatbot.

Will borrowers actually complete it?

~90% do. Conversations feel like talking to an LO — not filling out a form. Compare that to the ~46% average for static pre-qual forms.

What systems does it integrate with?

LendingPad, Zeitro, HubSpot, webhooks, and a growing list of integrations. Structured borrower data flows directly into your stack.

How long does setup take?

Minutes. Describe what separates closeable deals from tire-kickers in plain language. No code, no drag-and-drop builder, no IT ticket.

Is borrower data secure?

Yes. Perspective is SOC 2 Type II certified, with encryption in transit and at rest.

Concierge

Your pre-qual form collects income. A conversation captures the full borrower story.

Perspective replaces your static pre-qual form with an AI conversation that captures income complexity, urgency, credit context, and intent — so your loan officers focus on deals that close.

Get Started Free Explore Plans

Your pre-qual form collects income. A conversation captures the full borrower story.

Borrowers prefer it

~90% completion rate vs ~46% for static forms. Conversations feel like talking to an LO, not filling out a four-field form.

Structured + deep

Captures the LOS fields your system needs, plus the borrower context that determines closeability — in one conversation.

Pipeline in real time

Qualified borrowers flow to LendingPad, Zeitro, or HubSpot the moment the conversation ends.

From Form to Conversation

A conversation captures what an income field never could

Your form gets income and property type. Your concierge learns they’re 1099 + W-2, already lost one offer, and need to close in 45 days.
Follow-ups adapt to every answer — a self-employed borrower conversation looks nothing like a straightforward W-2
Borrowers share more because it feels like talking to an LO who cares about their deal, not a form that doesn’t
The result: structured borrower data your LOS can act on, plus the intent signals that determine priority

Popular Features

→ Inside the Concierge agent → Why static forms fail

Person having a conversation with Perspective AI

ConciergeTell us what you’re looking for.

Lead Score

Qualified

yourlending.com/prequalify

Mortgage Pre-Qualification

Full name *

First and last name

Employment type *

Select type...

Annual income *

Property type

Select property type...

Get Pre-Qualified

Stop Wasting LO Hours

This form is costing you closeable deals

Income and property type — that’s all your LO gets before a 30-minute call that might go nowhere
Serious borrowers who lost an offer and need to move fast sit in the same queue as Sunday Zillow browsers
No way to assess urgency, complexity, or readiness — so your LOs treat every lead the same

Popular Features

→ Try it on your form → Compare to Typeform

Better Input, Better Closings

When LOs know more, they close faster

Every qualified borrower arrives with income sources, credit context, down payment, urgency, and red flags — before the first call
LOs decide who to prioritize, which programs to recommend, and how to prepare — based on the full borrower story
No more first-call surprises. No more cold-calling leads who were never serious.

Popular Features

→ Browse mortgage templates → Inside the Concierge agent

Prospect inquiresRequests a quote

Concierge qualifiesIncome, credit, readiness

Borrower profiled & routedQualified → your team

LendingPad

Zeitro

HubSpot

Under 2 minutes, start to CRM

Perspective integrates with your favorite tools

LendingPad

Zeitro

HubSpot

Talk About Great Conversations

Dorit Sher

CEO

@ Experity

"Perspective is great! It's easy to talk to and really understands you. The best part? It gives you smart insights super fast. If you want a tool that's friendly and helps you get things done quickly, Perspective is the way to go."

Katie Rich

Vice President, Customer Delivery

@ AppDome

"Overall, it was a fun and simple experience. I appreciated the flexibility to complete the interview in my own time, the friendly and professional tone of the AI, and its conversational nature. The summary at the end was a nice touch."

Katie Yagodnik

Sr. Director of Digital Customer Success

@ Totango

"Perspective AI has been a game-changer for our team. It provides deep insights from our customers and team without adding to our workload. The ease of analysis saves us time and delivers objective, actionable insights effortlessly."

FAQ

Frequently Asked Questions

See what your form is missing.

Paste your pre-qual page. We’ll show you the difference a conversation makes.

Free to try · No credit card required · Ready in 60 seconds

Templates

Start with a template built for prequalify mortgage borrowers

Customize in minutes. Deploy when you're ready.

Are you looking to purchase or refinance*?

Prequalify Mortgage Borrowers

Learn income sources, urgency, and timeline before a loan officer picks up the phone. Serious borrowers get fast-tracked — with the context to close quickly.

Used 1,600+ times

Use Template

What's prompting you to look at new coverage right now*?

Qualify Insurance Inquiries

Go beyond policy type and coverage amount. Capture why they’re shopping, what happened with their last carrier, and what actually matters — so your team can quote with confidence.

Used 1,800+ times

Use Template

What's most important to you in your next home*?

Qualify Home Buyers

Go beyond price range and beds/baths. Learn their dealbreakers, lifestyle needs, and timeline — so you only show homes they’ll actually buy.

Used 1,700+ times

Use Template